Product family

A modular product family for banks and financial institutions.

Benten builds on-premise digital banking products for Egypt and the region. Each module runs inside the institution's own infrastructure, connects to its existing systems, and can be bought on its own or as part of one platform.

Availableavailable todayPlanned · H1 2027scheduled for release in the first half of 2027; final scope may vary

Flagship

Retail Omni-Channel

Available

A complete digital banking front end that plugs into your core and works from day one. Our flagship product.

Customer web, iOS and Android, kiosk, wearables
Onboarding, payments, cards, deposits, FX, loans, investments
Back office with four-eyes on every item
English and Arabic throughout

Customer web portal cards screen: debit, credit and frozen cards, monthly spend against the limit, freeze and report lost or stolen.

Shown with a fictional demo bank and fictional data. See every channel.

AI Financial Assistant

Available

A bilingual banking assistant that never sends customer data outside the bank.

Answers about the bank's products
Personal money insights on opt-in
Runs locally on CPU, no cloud AI
Configured from the back office

Document Intelligence

Available

Reads ID documents locally to speed up onboarding.

Arabic and English, on CPU
Prefills web and kiosk onboarding
No cloud OCR

Push Notifications

Available

Alerts that wake the customer into the secure app, with no financial data on the lock screen.

iOS and Android
Per-category consent
Approved bilingual templates
Service and marketing messages

Omni Archiver and e-Statements

Available

Legal retention made automatic.

Retention clocks per record type
Write-once archive and legal hold
Certified deletion
Tamper-evident statements

Planned H1 2027

Payment Hub

Planned · H1 2027

One orchestration engine and payments-operations desk that every payment flows through.

ISO 20022 canonical model
Domestic ACH, instant payments, SWIFT with gpi
Routing, cut-offs and business-day calendar
Repair, exceptions, sanctions hold and release
Liquidity monitoring and reporting

Credit Scoring and Decisioning

Planned · H1 2027

Advisory only: the bank decides. Every score comes with its reasons.

Bank-statement ingestion with reconciliation
Application and behavioural scoring
Debt-burden ratio, affordability, suggested limit
Bilingual adverse-action reasons
Credit-bureau connection

SME and Corporate Omni-Channel

Planned · H1 2027

A separate digital-banking channel for companies, built on the same architecture as retail. Every company payment passes rights, mandate and approval checks before it reaches the bank.

Multi-entity workspace with an entity switcher
Users, rights and account scopes per company
Mandates: sole, joint, any two, threshold-based
Approval inbox for every payment
Bulk, payroll and supplier payment files
Business onboarding with ownership checks
Corporate cards and facility views
Company administration and audit

Digital Lending

Planned · H1 2027

Your core stays the ledger of record; we are the workflow and servicing layer.

Multi-product application and documents
Decisioning with Benten scoring
Disbursement, statements, early settlement, restructure
Collections: queues, collector workbench, promise-to-pay
Settings for bank and non-bank lenders

Customer Engagement Platform

Planned · H1 2027

Decides what to say and when; your own channels deliver it. No message without consent.

Segments and audiences
Campaign studio with control groups
Journeys triggered by customer events
In-app messages and offers, consent centre

Benten

Let's build the future of banking together.

Every module can be bought on its own or together. Ask for the portfolio brochure, or book a walkthrough.

Book a demo Catalogue and brochure